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HEALTH INSURANCE
If you are injured or ill or have had a accident you know how important it is to have a health insurance
coverage.
There are a wide variety of policies to choose from. Those range from policies that cover the costs of doctors and hospitals and those that meet specific needs like paying for a very long term care. Now consider the case of Disability insurance, which can arise from an accident or illness. It also is a kind of health insurance even though its not specifically mentioned for medical expenses.
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Some policies contain limitations on preexisting medical conditions that you may have before your insurance takes effect. Others contain an elimination period, which means that benefits will not be paid until after you have been hospitalized for a specified number of days. When you apply for the policy, you may be allowed to choose among two or three elimination periods, with different premiums for each. Although you can reduce your premiums by choosing a longer elimination period, you should bear in mind that most patients are hospitalized for relatively brief periods of time.
If you purchase a hospital indemnity policy, periodically review it to see if you need to increase your daily benefits to keep pace with rising health care costs.
Long-term care policies cover the medical care, nursing care, and other assistance you might need if you ever have a chronic illness or disability that leaves you unable to care for yourself for an extended period of time. These services generally are not covered by other health insurance. You may receive long-term care in a nursing home or in your own home.
Choose from the policy that suits you the best. Browse through the below ones
Personal accident - covers accidental death, disability and medical con=ver
Health insurance - accident and sickness insurance including hospital income, critical illness cancer and disability cover.
travel insurance - it is purely for business and personal covers.
Employee benefits - travel, occupational accident, stop loss medical and dental and vision programs
Creditor insurance - Credit life disability and unemployment.
Featured Accident &
Health Insurance products:
www.aigag.com
Life insurance helps to protect your loved ones against
financial difficulties in the event of your death. With the help of an insurance
agent you can develop a plan that will safeguard your families hopes and dreams
for the future. In this section you will find articles, calculators and
frequently asked questions that will help you make more informed decisions.
www.aigaandh.com
Building on our
extensive insurance expertise and experience, our portfolio of Supplemental
Health/Worksite products, are designed to support distribution to large employer
groups in the voluntary benefits market. Products include Accident Insurance (Individual)
, Cancer Insurance (Individual) ,Critical Illness Insurance (Individual) .
www.acelimited.com
The ACE Group has built a global reputation as a leading provider of
exceptional service and superior accident and health products and programs. ACE
is committed to delivering innovative insurance products that provide greater
financial stability in an ever-changing marketplace, helping to protect insureds
against the serious impact of sudden injury or catastrophic illness.
www.aetna.com
As one of the nation’s leading providers of
health care, dental, pharmacy, group life, disability and long-term care
benefits, Aetna puts information and helpful resources to work for its
approximately 14.4 million medical members, 13.0 million dental members, 9.1
million pharmacy members and 13.7 million group insurance members to help them
make better informed decisions about their health care and protect their
finances against health-related risks.
www.goldenrule.com
Health Savings Account (HSA) Plans
are an excellent choice for individuals and families who want to control their
health insurance costs by combining a lower cost high deductible health
insurance plan with a tax advantaged savings account and network discounts.
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