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ICICI
Lombard
Family Floater Health Plan
Family Floater Health Plan
The Family Floater
health plan is a single policy that takes care of all the hospital charges and
expenses for a family. It applies for accidents, sudden illness or surgeries.
Eligibility
- The senior most member of the
family should be between 19 and 60 years of age.
- The other members included in
the plan may be above 91 days and below 19 years.
- A child below 19 years should
be accompanied by a adult member.
- The policy can be renewed till
70 years.
- For the purpose of income tax exemption u/s Sec. 80D, the
policy should be bought only for self, spouse, dependent children and
dependent parents.
To Know more you can use these
alternative links:-
Why
do I need a Floater plan policy
-
The
entire family protection with a single policy.
-
Save
Tax up to Rs. 5099/- under section 80 D of the Income Tax Act
-
Supplements
employer-based health plans with higher sum insured and medical benefits
-
Avail
cashless hospitalisation through ICICI Lombard's network of 4500 + hospitals
across India.
What
does the policy cover
The policy covers medical expenses
which includes
All expenses including hospital
charges for more than 24 hours which also includes doctor fee, medicines, room
charges and more
30 days prior to hospitalisation and
60 days after leaving the hospital.
The tests lik dialysis, radiotherapy
etc which do not require a stay at the hospital.
Pre existing diseases are covered
after the 4th consecutive year of policy renewal.
Benefits
of the policy
One
Premium for the entire family. The floater health plan covers your entire family
under one policy with one sum insured and one premium. This takes care of
hospitalisation expenses in case of a sudden illness, accident or planned
surgery of the entire family.
-
Income
Tax benefit under Section 80D. Click
here to know more about Tax Benefit
-
5%
discount on premium for every claim free year
-
Digitally
signed policy is available 24X7 online, customer can take prints
instantly.
-
Medical
checkup mandatory for insured of age 46 years and above
-
No
health check up required upto the age of 45 years
-
Cashless
claim facility available at over 4,500
network hospitals across India.
-
Multiple
payment options – credit card, net banking (direct debit), and cheque /
demand draft.
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