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HDFC
Standard life
HDFC STANDARD LIFE
HDFC
and Standard Life first came together for a possible joint venture, to
enter the Life Insurance market, in January 1995. It was clear from the outset
that both companies shared similar values and beliefs and a strong relationship
quickly formed. In October 1995 the companies signed a 3 year joint venture
agreement.
Their insurance policies include
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INDIVIDUAL
PRODUCTS
SAVINGS
PLANS
Endowment
Assurance Plan
The
HDFC Endowment Plan can give you:
-
An
ideal way to secure long-term financial goals
-
Valuable
protection to family by way of lumpsum payment in case of the insured
life’s unfortunate death within policy term.
-
Provides
lump sum payment (basic Sum Assured plus any bonus additions) on survival up
to maturity date.
-
Very
flexible optional benefits and payment options..
The HDFC Unit Linked Endowment Plan gives you:
- An outstanding investment opportunity by
providing a choice of thoroughly researched and selected investments.
- Valuable protection in case of the insured
life’s unfortunate death.
- Flexible benefit combinations and payment
options.
- Flexible additional benefit options such as
critical illness cover.
- Access to your accumulated funds before
maturity.
The Children’s Plan gives you:
- Invaluable financial support to your child.
- Helps you customise an ideal plan for your
child.
- Provides you multiple options for multiple
benefits.
Unit
Linked Young Star Plan
Financial security for your child with choice of
investment funds
Life Insurance with Savings
INVESTMENT
PLANS
Your
money will be invested in our With Profits fund. The fund aims to provide secure
and stable long term growth. Normally, we will declare a compound reversionary
bonus for your policy every year and add it to your policy on its anniversary.
In addition, on death, surrender or on the guaranteed dates, a terminal bonus
might be payable. You pay a single premium and the policy will pay you a lumpsum.
PROTECTION
PLANS
Under
this plan, a sum assured is payable in case of death of the life assured during
the term of the contract. One can choose the lumpsum that would replace the
income lost to one's family in the unfortunate event of one's death. Since this
non-participating (without profits) plan is a pure risk cover plan, no benefits
are payable on survival to the end of the term of the policy.
This
plan provides a lumpsum on the unfortunate death of the life assured during the
term of the plan. The lumpsum will be a decreasing percentage of the initial sum
assured. As the outstanding loan decreases as per the loan schedule, the cover
under the policy decreases as per the policy schedule. Since this is a
non-participating (without profits) pure risk cover plan, no benefits are
payable on survival to the end of the term of the policy.
RETIREMENT
PLANS
| We
understand your need to build a secure future for yourself. The HDFC
Personal Pension Plan is an insurance policy that is designed to provide a
retirement income for life with the freedom to choose your retirement
date. |
| You
can choose your premium, the Sum Assured and your retirement date. At the
end of the policy term, you will receive the Sum Assured plus any attached
bonus, which will provide your pension income. |
The
HDFC Unit Linked Pension Plan is an insurance policy that is designed to provide
a retirement income for life with the freedom to maximise your investment
returns by providing a choice of thoroughly researched and selected investments.
Stride into your golden years of retirement with dignity and pride.
GROUP
INSURANCE PRODUCTS
Group
Term Insurance:
HDFC
Standard Life Insurance offers a Group Insurance scheme for companies called
'Group Term Insurance'. This product has been designed to offer innovative
features and a high degree of customisation.
Gratuity
Plan
The
HDFC Gratuity Plan is an insurance policy, which offers you, as an employer and
gratuity scheme trustee, a new and flexible way to fund your gratuity liability.
The contributions that you decide to invest in this policy will assist you in
meeting your gratuity obligations in a systematic manner.
Leave
Encashment Plan
The
HDFC Leave Encashment Plan is a flexible insurance policy which helps employers
and leave encashment scheme trustees in funding leave encashment obligations
without the employer’s profit and loss account being unexpectedly impacted.
Development
Insurance Plan:
This
product is well suited for the economically weaker sections of society and
caters specifically to their needs. It make available life cover at affordable
rates
Click
here to know more about the tax benefits available.
For
more details visit www.hdfcinsurance.com
or
call their helpline number 1600 227 227
sms
LIFE to 7333.
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