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You are here Home ICICI Lombard Fire Insurance

Fire Insurance

What does the policy cover

The policy covers fire and lightning, Aircraft damage, riot, strike, malicious damage and terrorism, Storm, tempest, flood and inundation, Impact damage, subsidence, Landslide/ rockslide, Bursting and/or overflowing of water tanks, apparatus and pipes, Missile testing, leakage from automatic sprinkler installations and bush fire

To Know more you can use these alternative links:-

Sum Insured

Property can be insured on depreciated cost (market value) or replacement cost basis. In order to get full protection, insurance on reinstatement (replacement) basis is recommended.

Premium

 
 

Significant Exclusions

The Insurance Policy does not cover the first Rs.10,000 (or as applicable) of each and every claim. Losses arising out of war and allied perils, theft, willful act or gross negligence, loss of earnings, loss to bullion, documents, currency etc. for an amount exceeding Rs. 10,000, unless expressly stated.

 

Main Extension
  • Earthquake (Fire & Shock)
  • Spontaneous Combustion
  • Deterioration of stocks in cold storage
  • Impact Damage due to own vehicles
  • Omission to insure additions
  • Architect, Surveyors & Consulting engineer fees in excess of 3 % of claim amount
  • Debris removal in excess of 1 % of claim amount.

To know more visit - www.icicilombard.com

 

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