Professional Indemnity for Doctors from ICICI Lombard

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ICICI Lombard

Prof. Indemnity for Doctors

Doctor is not God. When we put our life in the hands of a Doctor, human errors may occur. The Doctors are then exposed to the risk of claims. The professional indemnity protects you from

Claims arising out of bodily injury or death caused by error, omission, negligence
Legal liability
Defence costs (costs, fees, expenses) incurred while investigation, cost of representation, compensation etc.

To Know more you can use these alternative links:-

Salient Features

This Policy broadly covers:

Bodily injury and / or death of any patient caused by or alleged to have been caused by error, omission or negligence in professional service rendered or which should have been rendered by the insured doctor

Legal costs and expenses

Sum Insured

Depending on exposure, the proposer has to fix two limits of indemnity under the policy:

Any One Accident (AOA)
Any One - Year (AOY)
AOA and AOY can be in ratio of 1:1 or 1:2.

Premium

Premium chargeable depends on the:

Risk group of doctor
Limits of indemnity selected
Ratio of limits

Exclusions

This Policy does not cover liability arising out of or in connection with:

Criminal acts
Acts committed under Influence of intoxicants / narcotics
Weight reduction
Plastic surgery
HIV Aids
Non compliance with statutory provisions
Punitive and exemplary damages
Radioactivity
Blood Banks

To know more visit - www.icicilombard.com

Insurance Provider

AMP Sanmar, Birla Sun Life, Bajaj Alliance, Cholamandalam, HDFC Standard Life, HDFC Chubb, ICICI Prudential life insurance, InG Vysya, ICICI Lombard, Life Insurance Corporation, Met life insurance, Max New York Life, National Insurance Company, Om Kotak Mahindra, Oriental Insurance Company, Royal Sundaram Alliance Insurance Co. Ltd., SBI Life Insurance, Tata AIG

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