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ICICI
Lombard
Shop Insurance
Shop Insurance
What does the policy cover
- Fire (Building and Contents) -
Losses incurred by fire, lightning, riot, strike, storm, cyclone,
flood and terrorism.
- Burglary - Loss or damage caused by burglary or
attempted burglary.
- Burglary of cash in safe - Burglary of cash kept in
safe.
- Cash in transit- Burglary of cash while it is being
carried from the bank/ATM to your shop.
- Glass breakage - Loss or damage to any fixed plain
glass caused by any accident, external and visible means.
- Damage to neon sign - Neon or glow signs displayed
at your shop premises against damage caused by fire, accident, riot, and
flood.
To Know more you can use these
alternative links:-
- Cheque forgery - Loss caused by forgery or material
alteration of Cheque, drafts or any other negotiable instruments issued by
you or in your favour.
- Fidelity - Covers direct financial losses sustained
due to fraud or any dishonest act by your salaried employees.
- Tenant’s legal liability - This cover provides for
legal liability imposed on you by the property owner on account of damage to
property by fire, earthquake, flood and riots.
- Employer’s liability - It provides for legal
liability to your employees.
Other
additions
-
Hospital
cash paid per day of hospitalization which will be included for 1 year for a
fixed number of days.
-
A
double benefit provides a lump sum amount of money to the insured in case
the insured person or his wife is hospitalized for more than 72 hours.
-
Medical
expenses are covered for the hospital treatment in case of any
accident.
-
Personal
accident cover is in case of death or total disability.
-
Health
family floater covers the hospitalization and the post hospitalization
expenses
-
Professional
Indemnity protects you from any legal liability arising out of your services
that you are given your clients.
-
Terrorism
cover is a add on which you can take for any loss or damage caused by
terrorist activities.
Exclusions in the policy
Under Insurance- If
the actual value of the insured property at the time of loss under the Fire is
found to be greater than the sum insured chosen by you, then the claim would be
proportionally reduced.
To
know more visit - www.icicilombard.com
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