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ICICI
Prudential
Education Insurance
Education Insurance
One of the most important responsibilities on
your shoulders are the education of your kids. Education insurance plans ensure
that in the unfortunate event of the death of a parent, the child's education
continues unhampered. ICICI Prudential has 3 plans :-
To Know more you can use these
alternative links:-
Smart
Kid Unit linked regular premium policy
Features
- The policy promises you a lumpsum payment of the sum
assured plus the premiums left is contributed by the company to the child in
case of the death of the parent.
- If you club the income benefit rider to your plan the child
receives an annual allowance yearly till he is mature in the event of the
death of the patient.
- Withdrawal facility of money for key educational expenses
- Higher returns over the long term by investing in unit
linked funds.
- Cover continuance option is available to continue the life
insurance cover even if there is a temporary break in the premium payment
- Tax benefits are applicable.
The working of the policy
- Firstly you have to select the premium amount and the sum
assured for your policy.
- Choose the maturity age of the child from 18 - 25 years.
The term of the policy would be equal to the chosen maturity ag less current
age of child.
- After the premium allocation charges are deducted, the
balance amount is invested in the investment funds of your choice.
- There are add on riders available for the policy.
- In case of survival the maturity bnfit is paid to you and
in the event of the death of the parent the child gets the sum assured and
the benefits of the policy contiunues.
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Call toll free
(MTNL/BSNL)
1800-22-2020 |
Maturity benefit
Based on the term chosen for this policy you
will be entitled to receive the fund value at the time of maturity. You can also
opt for the settlement options available.
Surrender of policy
The surrender values are available after deducting surrender
values are available to you after deducting surrender charges and that would
depend upon the number of policy years completed.
For more details visit www.iciciprulife.com
Or call toll free number - 1600 222020
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