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You are here Home  ICICI Prudential  Wealth creation plans LifeStage unit linked plan

LifeStage Wealth creation plan

The lifestage  unit linked plan has two unique portfolios like life cycle based and fixed portfolio based. In the latter you can allocated investments in various assets according to your plan. The former is age based asset allocation and capital preservation. 

To Know more you can use these alternative links:-

Premier Life Gold at a glance

Minimum entry age - 0 years

Maximum entry age - 65 years

Minimum premium -   Rs 15,000

Maximum premium - Rs 3,00,000 per year

Minimum sum assured - term/2 annual premium

Minimum term - 10 years

Maximum term - 75 years

Tax benefit - Any amount paid to you will be eligible for tax benefits under Sec. 10 (10D) as per prevailing Income Tax laws.

Benefits of Life time plus

Choose from a unique lifecycle based on your portfolio and create a balance between equity and debt. Higher returns available from unit linked funds. Allocation of units at regular intervals to enhance your investment. On maturity of policy you can withdraw money systematically. Tax benefits available.  
 

Call toll free (MTNL/BSNL)
1800-22-2020

How does the policy work

  • Choose a premium amount, term portfolio strategy and sum assured of your policy
  • After deducting the premium allocation charges the balance amount is invested in your chosen portfolio
  • Add on riders are available
  • On survival the maturity benefit is paid as lump sum or as settlement period option.
  • In case of death the nominee receives the sum assured and the fund value. 

The fund name to choose and its objectives

  • Flexi growth IV - It provides long term returns from a equity share of large, midcap and small cap companies. 
  • Flexi Balanced IV - A balance is maintained of the capital appreciation and the returns are stable from an equity and debt portfolio.
  • Balancer IV - Balance of growth and gives steady returns from a equity and debt portfolio.  
  • Maximiser IV - Long term capital appreciation from a equity portfolio.
  • Protector IV - Accumulate income steadily with a low risk.
  • Preserver IV - The capital is protected by very low risk investments. 

Riders

  • Accident and Disability benefit rider
  • Critical illness benefit rider.

To download brochure

www.iciciprulife.com/public/Brochures/Brochure_LifeStage_RP.pdf

 

For more details visit www.iciciprulife.com

Or call toll free number - 1600 222020

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