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ICICI
Prudential
Wealth creation
plans
LifeTime Plus
LifeTime Plus
Wealth creation plan
The Lifetime plus policy is a regular premium unit linked
policy which gives you the flexibility of 6 investment funds Flexi-Growth,
Maximiser, Flexi-Balanced, Balancer, Protector, and Preserver, based on your
financial goals and risk profile. Partial withdrawl of money from the in
installments from the 4th year onwards. Receive the fund value when the policy
matures, your nominee receives the sum assured and fund value in case of your
death. Additional allocation units every 4th year at the rate of 5%. Tax
benefits can be availed.
To Know more you can use these
alternative links:-
Premier Life Gold at a glance
Minimum entry age - 10
years and maximum is 30 years
Minimum premium -
Rs 20,000 per annum
Maximum premium - Rs
3,00,000 per year
Minimum sum assured -
Annual premium x term/2
Tax benefit - Any amount
paid to you will be eligible for tax benefits under Sec. 10 (10D) as per
prevailing Income Tax laws.
Benefits
of Life time plus
The policy offers you the protection of sum assured
and fund value in case of death. Higher returns over the long term by investing
in market linked funds. Additional allocation of units available. Withdraw money
over a period of 5 years on the maturity of policy. Cover continuance option is
available. Tax benefits applicable.
 |
Call toll free
(MTNL/BSNL)
1800-22-2020 |
How does the policy work
- Select a premium amount, term and sum
assured for which you want to take the policy.
- After deducting premium allocation charges
the balance amount is invested in the investment funds of your choice.
- Add on riders are available
- On survival the maturity benefit is paid to
the policy holder or in case of a death the nominee receives the sum assured
value and the fund value.
The fund name to choose and its
objectives
- Flexi growth II - It provides long term
returns from a equity share of large, midcap and small cap companies.
- Flexi Balanced II - A
balance is maintained of the capital appreciation and the returns are stable
from an equity and debt portfolio.
- Balancer II - Balance
of growth and gives steady returns from a equity and debt portfolio.
- Maximiser II
- Long term capital appreciation from a equity portfolio.
- Protector II
- Accumulate income steadily with a low risk.
- Preserver - The
capital is protected by very low risk investments.
Riders
- Accident and Disability benefit rider
- Critical illness benefit rider.
- Waiver of premium rider
For more details visit www.iciciprulife.com
Or call toll free number - 1600 222020
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AMP
Sanmar, Birla
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Prudential life insurance,
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Lombard, Life
Insurance Corporation,
Met life insurance,
Max
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Insurance Company, Om
Kotak Mahindra, Oriental
Insurance Company, Royal
Sundaram Alliance Insurance Co. Ltd.,
SBI Life Insurance,
Tata
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