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Wealth creation
plans
Premier Life Gold
Premier Life Gold Wealth creation plan
The policy has a limited premium term ie for 3 or 5
years. The flexible policy term helps you to continue investment till 30
years. A minimum premium of Rs 60,000 or Rs 1 lakh depending on the premium of
the payment term. Two options of sum assured and 6 investment options. Partial withdrawal
of money in installments after 4 years. You can withdraw your funds after
maturity as monthly, quarterly, annually etc. Receive fund value when the policy
matures. Switch between your investment funds anytime to adjust your
portfolio.
To Know more you can use these
alternative links:-
Premier Life Gold at a glance
Premium payment
term 3
years
5 years
Minimum entry age -
0 years
0 years
Maximum age of policy maturity
- 75 years 75 years
Minimum Policy term -
6
years
10 years
Maximum policy term
30
years
30 years
Minimum premium -
Rs
100000
Rs 60000
Tax benefit - Any amount
paid to you will be eligible for tax benefits under Sec. 10 (10D) as per
prevailing Income Tax laws.
Benefits
of Premier life Gold
Limited premium payment term of 3 or 5 years. Remain
invested in the policy till 30 years. The lowest priced products in the wealth
creation cum insurance category. Earn higher returns over a longer term by
investing in unit linked funds. Partially withdraw money at the time of need. In
case of death nominee receives the sum assured of fund value whichever is
higher. Withdraw your funds over a period of 5 years after maturity. Alter fund
allocation or add riders such as accident and critical illness. Prevailing tax
benefits are applicable.
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Call toll free
(MTNL/BSNL)
1800-22-2020 |
How does the policy work
- Select a premium payment term PPT and the
premium amount.
- Select the policy term as per your
requirement
- Select a sum assured according your life
stage and requirement.
- Add on riders are available
- After deducting premium allocation charges
the balance amount will be invested in the investment funds of your choice.
- At the end of the policy term the maturity
benefit is paid to the policy holder.
The fund name to choose and its
objectives
- Flexi growth II - It provides long term
returns from a equity share of large, midcap and small cap companies.
- Flexi Balanced II - A
balance is maintained of the capital appreciation and the returns are stable
from an equity and debt portfolio.
- Balancer II - Balance
of growth and gives steady returns from a equity and debt portfolio.
- Maximiser II
- Long term capital appreciation from a equity portfolio.
- Protector II
- Accumulate income steadily with a low risk.
- Preserver - The
capital is protected by very low risk investments.
Riders
- Accident and Disability benefit rider
- Critical illness benefit rider.
For more details visit www.iciciprulife.com
Or call toll free number - 1600 222020
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