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You are here Home  ICICI Prudential  Premium Guarantee Plans

Premium Guarantee Plans

The new offer from the ICICI prudential is the premium guarantee plan. It is the ideal investment option for those who want to invest for high returns without taking any market risk. There are 2 options

To Know more you can use these alternative links:-

InvestShield Life New (Unit linked) plans

As a market-linked plan with premium guarantee and enhanced life insurance, InvestShield Life New offers a host of benefits to the policyholder. 

 

More about investment shield

Min/Max age of entry  - 0 - 65 years

Maximum age at maturity - 75 years

Minimum term - 10 years

Maximum term - 30 years

Minimum premium - Rs 12,000 per annum

Tax  - Any amount paid to you will be eligible for tax benefits under Sec. 10 (10D) as per prevailing Income Tax laws.

Benefits of Life time super unit linked plan

The sum of all premiums is paid guaranteed at death or maturity. In case of death the sum assured plus fund value of guaranteed value which ever is higher is paid to the nominee. Continue your life cover even if there is a break in the payment of the premium.   
 

Call toll free (MTNL/BSNL)
1800-22-2020

How does the policy work

  • Select the policy term and premium amount.
  • sum assures is equal to the annual premium x term/2
  • After the premium allocation charges the remaining is invested in invest shield life.
  • in case of death the nominee receives sum assured plus fund value of guaranteed value which is higher. 

Download the brochure - www.iciciprulife.com/public/Brochures/InvestShield Life.pdf

___________________________________________________________________________

Invest Shield Cash Bak

The sum of all the premiums paid after the partial withdrawals is guaranteed on the maturity of the policy or death of policy holder. Right from the 6th year you can withdraw partially per year. On maturity the higher of the fund value or guaranteed value which ever is higher is paid. On the event of death the sum assured plus higher of fund value or guaranteed value is paid to the nominee. Tax benefits are applicable. 

More detail look 

Minimum/Maximum Entry Age

 

0-65 years

 

Maximum Age of Maturity

 

0 years and 75 years

 

Minimum/Maximum Term

 

10-30 years

 

Minimum Premium

 

Rs 8000 per annum

 

Sum Assured

 

Annual Premium x Term/2

 

How does the policy work 

  • Select the premium amount and policy term
  • The sum assured is annual premium x term/2
  • After deducting the premium allocation charge the balance amount is invested in investshield cashbak fund.  
  • At the end of policy term the fund value of the guaranteed value which ever is higher is paid .
  • In the event of death the nominee receives the sum assured plus fund value or guaranteed value which ever is higher. 

To download brochure

www.iciciprulife.com/public/Brochures/InvestShield_CashBak.pdf

 

For more details visit www.iciciprulife.com

Or call toll free number - 1600 222020

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