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You are here Home  ICICI Prudential  Protection plans

Protection plans

The various protection plans help you financially and in any untoward situations which come unplanned . There are 4 plans to choose from suiting your needs. 

To Know more you can use these alternative links:-

LifeGuard

The Life Guard has 3 variants:-

  • LifeGuard (life cover without maturity benefit)

  • LifeGuard with Return of Premium (life cover with maturity benefit)

  • LifeGuard Single Premium (premium at policy inception, cover till policy matures)

Plans LifeGuard (life cover without maturity benefit) LifeGuard with Return of Premium (life cover with maturity benefit) LifeGuard Single Premium (premium at policy inception, cover till policy matures)
Policy Term 5 & 30 years 10 & 30 years 3 & 15 years
Minimum Sum Assured 5 lakhs 5 lakhs 2.5 lakhs
Installments Monthly, half-yearly or annually Monthly, half-yearly or annually single premium

Benefits of LifeGuard plan

The death benefit is the sum assured to the nominee. If you invest in the lifeguard with return premium plan you can safeguard your family by a additional cover. Additional riders are available like the Accident and Disability Benefit Rider (ADBR) and the Waiver of Premium Rider (WOPR). Tax benefits on premiums paid.  Invest in LifeGuard with Return of Premium plan and receive all the premiums you have paid, when your policy matures.


 

Call toll free (MTNL/BSNL)
1800-22-2020

Other features LifeGuard offers :-

LifeGuard offers you the following riders

  • Accident and Disability rider - In the event of death due to an accident the beneficiary gets the additional sum assured 
  • Waiver of premium - In case of total and permanent disability due to a accident, this rider would waive future premiums till maturity.

Level Term Assurance

In the case of the death of the life assured during the term the sum assured is paid to the beneficiary. There is no maturity benefits. Hence if you survive till maturity the policy will terminate. 

Level term assurance with return of premium

 In the plan you need to pay a regular annual premium for the term chosen. There is a life cover equal to the sum assured. In the event of death the sum assured is paid to the nominee. 

Single premium

This a single premium plan where you make a one time premium payment depending on the term and sum assured chosen by you. 

 

To download brochure

www.iciciprulife.com/public/Brochures/LifeGuard brochure.pdf

 

For more details visit www.iciciprulife.com

Or call toll free number - 1600 222020

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AMP SanmarBirla Sun LifeBajaj AllianceCholamandalamHDFC Standard LifeHDFC ChubbICICI Prudential life insuranceInG VysyaICICI LombardLife Insurance CorporationMet life insuranceMax New York LifeNational Insurance CompanyOm Kotak MahindraOriental Insurance CompanyRoyal Sundaram Alliance Insurance Co. Ltd.SBI Life InsuranceTata AIG

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