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You are here Home  ICICI Prudential  Wealth creation plans

Wealth Creation Plans

Wealth creation plans are two sided they give you protection of your money as well as higher returns with the trends in the market. Thats why ULIPS are much popular today. It gives you the flexibility to choose the sum assured and the premium amount.  It offers the Convenience of tracking one’s investment performance on a daily basis. Option to withdraw money after few years. A choice of funds (ranging from equity, debt, cash or a combination). Option to choose your fund mix based on desired asset allocation.

To Know more you can use these alternative links:-

ICICI Prudential wealth creation plans include :-

Lifetime Gold - Wealth creation plan

The Lifetime Gold plan is a flexible policy in which you can invest for 10 years to even 75 years. There are 6 investment funds to select from ie the Flexi growth, Maximiser, Flexi balanced, Balancer, Protector and Preserver which depends on the risk profile and the financial goal. You can withdraw money in installments from the 4th year. Receive the Fund value when your policy matures. Your family receives a higher fund value or sum assured in case of the death of the insured. Switch between funds anytime to adjust your portfolio. 
 

Call toll free (MTNL/BSNL)
1800-22-2020

In depth look into the Life time gold plan

Entry age - Upto 75 years

Age at policy maturity - 75 years

Policy term - 10 years to 75 years

Premium payment frequency - monthly, half yearly, yearly

Minimum premium - Rs 20,000 per annum for yearly mode or Rs 24,000 per annum for half yearly and monthly modes

Minimum sum - Rs 1,00,000

Tax benefits - Tax benefit under Sec. 10 (10D) 

 

How does the policy work

  • Choose the premium amount, term and sum assured for which you take the policy
  • After deducting the premium allocation charges the balance amount is invested in the investment funds of your choice.
  • There are add on riders available
  • The maturity benefit is paid to the policy holder if he survives or in case of death of the person the nominee receives the higher sum assured. 

To download brochure

www.iciciprulife.com/public/Brochures/LifeTime_Gold_Brochure.pdf

 

For more details visit www.iciciprulife.com

Or call toll free number - 1600 222020

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