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ORIENTAL INSURANCE COMPANY

The Oriental  Insurance Company Ltd was incorporated at Bombay on 12^th September 1947.  The Company was a wholly owned subsidiary of the Oriental Government Security Life Assurance Company Ltd and was formed to carry out General Insurance business.  The Company was a subsidiary of Life Insurance Corporation of India from 1956 to 1973 ( till the General Insurance Business was nationalized in the country ).  In 2003 all shares of our company held by the General Insurance Corporation of India has been transferred to Central Government.

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Universal Health Insurance Scheme

Oriental Insurance Company has been nominated by Govt. of India to provide Universal Health Insurance Scheme to the people who are below poverty line in the States of Delhi, Haryana, Himachal, J & K, Punjab, Rajasthan, U.P., Uttranchal & Chandigarh(UT).

Scope of Cover: This policy has three covers as under:

1. Medical reimbursement:  The Policy provides reimbursement of hospitalization expenses upto Rs.30,000/- to an individual/family with sub-limits (Maximum per illness Rs.15000/-. The benefit of the family will operate on floater basis i.e. the total reimbursement of Rs.30,000/- can be availed of individually or collectively by members of the family.

2. Personal Accident Cover: Coverage for Death of the Earning Head of the family due to accident : Rs.25,000/-.

3. Disability Cover:  If the earning head of the family is hospitalized due to an accident/illness a compensation of Rs.50/- per day will be paid per day of hospitalization upto a maximum of 15 days after a waiting period of 3 days.

Health Insurance Policy for Poor Families-Swasthya Bima Policy

Salient Features:

Section I: Hospitalization

Reimbursement of Hospitalization expenses upto Rs.10000/- to an individual – member

Transportation:

Reimbursement of the cost of transportation of Insured to hospital upto Rs.250/- during policy period (Subject to admissibility of claims)

Meals:

Reimbursement of the cost of meal for the insured patient not exceeding Rs.50/- per day of hospitalization and not exceeding Rs.500/- during policy period (subject to admissibility of claims)

Section II Personal Accident

Personal Accident Insurance:

Coverage against death and permanent total disability of the insured (as named in the schedule) due to accident for Rs.10000/-

AMP Sanmar,  Birla Sun Life,  Bajaj Alliance,  Cholamandalam,  HDFC Standard Life,  HDFC Chubb,  ICICI Prudential life insurance,  InG Vysya,  ICICI Lombard,  Life Insurance Corporation,  Met life insurance,  Max New York Life,  National Insurance Company,  Om Kotak Mahindra,  Oriental Insurance Company,  Royal Sundaram Alliance Insurance Co. Ltd.,  SBI Life Insurance,  Tata AIG

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